English Insurance
Health and Life Insurance for Foreigners in Japan
Viva Vida Medical Life is an insurance company for foreigners living in Japan
Established in 1998, VIVA VIDA! started its services as a medical and life insurance service association. With the amendment of the Japanese Insurance Business Law, VIVA VIDA MEDICAL LIFE CO., LTD. registered with the Japanese Financial Services Agency in March 2009 as a small amount and short-term insurer for medical and life insurances—with hopes of becoming a safety net for non-Japanese residing in Japan.
Japan offers numerous public healthcare plans through its National Health Insurance, Social Insurance and other systems, but the reality is, not many non-Japanese are enrolled in these plans.
Japan offers numerous public healthcare plans through its National Health Insurance, Social Insurance and other systems, but the reality is, not many non-Japanese are enrolled in these plans.
Numerous non-native residents of Japan have noted that these Japanese insurance systems created for Japanese are difficult to join since Japanese insurance policies are often combined with pension plans and nursing insurance policies they will not be able to receive as they will not be staying permanently, and moreover, are too expensive for people who are temporarily residing in Japan.
Within these given circumstances, we feel it is our responsibility to provide security for both the nation and non-native residents by providing adequate medical and life insurance options at a reasonable price for residing visitors without public insurance plans during their stay.
For non-native residents of Japan, we ask for your understanding and awareness that medical expenses can be very costly in this country, that certain economic resources are needed to continue living in Japan, and that the utilization and support of an insurance policy is a reasonable safeguard. We hope you will consider our insurance policy as a measure of precaution for a secure and comfortable stay here in Japan.
VIVAMED-S
Life, Specified Disability & Health
Coverage / Health Maximum: JPY1,600,000
Coverage / Life (Injury Death) Maximum: JPY5,000,000
Premium:JPY53,600〜/Year (Adult 18~34) Only JPY146 a day
You can pay up to 6 installments JPY10,100 x 6 installments
Premium:JPY62,300〜/Year (Adult 35~55) Only JPY170 a day
You can pay up to 6 installments JPY11,100 x 6 installments
VIVALIFE-S
Life & Specified Disability
Coverage / Specified Disability Maximum: JPY5,000,000
Coverage / Life (Injury Death) Maximum: JPY5,000,000
Premium: JPY21,700〜/Year (Adult 18~34) Only JPY59 a day
You can pay up to 6 installments JPY4,400 x 6 installments
Premium: JPY27,700〜/Year (Adult 35~55) Only JPY75 a day
You can pay up to 6 installments JPY5,400 x 6 installments
VIVAMED-S SHORT TERM PLAN
Life, Specified Disability & Health
Coverage / Health Maximum: JPY1,000,000
Coverage / Life (Injury Death) Maximum: JPY5,000,000
Premium:JPY26,610〜/Year (Adult 18~34) Only JPY146 a day
You can pay up to 2 installments JPY13,500 x 2 installments
Premium:JPY29,100〜/Year (Adult 35~55) Only JPY146 a day
You can pay up to 2 installments JPY15,000 x 2 installments
SHORT TERM PLAN
Medical & Life Insurance Plan for Short Term Stay in Japan
Coverage / Health Maximum: JPY1,000,000
Coverage / Life (Injury Death) Maximum: JPY5,000,000
Premium:JPY24,700〜/Year (Adult 18~55)
You can pay up to 2 installments JPY12,700 x 2 installments
STUDENT-MED
Life & Specified Disability
Coverage / Specified Disability Maximum: JPY2,000,000
Coverage / Life (Injury Death) Maximum: JPY2,000,000
Premium: JPY26,000〜/Year (Adult 15~34) Only JPY71 a day
You can pay up to 6 installments JPY5,000 x 6 installments
Online Application and Information